What will a year really cost?

From the country guide: tuition, living costs and the visa fee, plus the money you must show. The part you lose if the visa is refused is marked.

In short: a first year in Croatia costs about GHS 108,500 to 310,000: tuition, twelve months of living costs and the visa fee. The visa also asks you to show GHS 56,900 before it is decided.

Last checked: 24 September 2026, against the official sources linked below.

Country Show in

A year in Croatia

	In EUR as published	In GHS
Tuition, one year	EUR 1,000 to 10,400	GHS 13,090 to 136,100 Public university, international student
Living costs, twelve months	EUR 7,200 to 13,200	GHS 94,220 to 172,740
Visa or permit feeNot refunded if the visa is refused	EUR 88	GHS 1,150
First year, all in		GHS 108,450 to 309,990
Money you must show for the visa	EUR 4,347	GHS 56,890 Held in your account before you apply; most of it then pays your living costs

Work while you study

20 hours a week in term

Stay after you graduate

24 months, Temporary stay to seek employment or set up a business

If the exchange rate moves. Today 1 EUR = 13.09 GHS (rate of 8 November 2026). A 10% move either way changes this first year by about GHS 20,920, and a whole three to four-year degree by roughly GHS 62,770 to GHS 83,690. Plan with a margin, and pay large sums when the rate suits you.

Worth knowing. The monthly funds figure is reset every March and a separate EUR 869.40 for the return journey must also be shown.

The full Croatia guide, with every source →

Leaves out flights, deposits and insurance unless the guide includes them. Currency: Rates by Exchange Rate API, 8 November 2026.

Questions

How much does it cost to study in Croatia for a year?

a first year in Croatia costs about GHS 108,500 to 310,000: tuition, twelve months of living costs and the visa fee. The visa also asks you to show GHS 56,900 before it is decided.

How much money do I need to show for a student visa in Croatia?

EUR 4,347 a year (about GHS 56,900), from the official source in the Croatia guide.