What will a year really cost?

From the country guide: tuition, living costs and the visa fee, plus the money you must show. The part you lose if the visa is refused is marked.

In short: a first year in Bosnia and Herzegovina costs about GHS 70,800 to 140,400: tuition, twelve months of living costs and the visa fee. The visa also asks you to show GHS 32,100 before it is decided.

Last checked: 26 September 2026, against the official sources linked below.

Country Show in

A year in Bosnia and Herzegovina

	In BAM as published	In GHS
Tuition, one year	BAM 2,000 to 8,800	GHS 13,380 to 58,880 Public university, international student
Living costs, twelve months	BAM 8,400 to 12,000	GHS 56,200 to 80,290
Visa or permit feeNot refunded if the visa is refused	EUR 95	GHS 1,240
First year, all in		GHS 70,830 to 140,420
Money you must show for the visa	BAM 4,800	GHS 32,120 Held in your account before you apply; most of it then pays your living costs

Work while you study

No weekly figure published

Stay after you graduate

Not published

If the exchange rate moves. Today 1 BAM = 6.69 GHS (rate of 8 November 2026). A 10% move either way changes this first year by about GHS 10,560, and a whole three to four-year degree by roughly GHS 31,690 to GHS 42,250. Plan with a margin, and pay large sums when the rate suits you.

Worth knowing. Proof of funds is 400 BAM a month in a bank account (annual figure is our calculation); a notarised guarantee or scholarship is accepted instead. Plus 150 BAM temporary residence fee. Tuition is the University of Banja Luka first-cycle range for foreign citizens, 2026/27; University of Sarajevo fees not verified. D visa fee as listed by BiH embassies in Berlin and Podgorica. Student work is governed by entity laws and was not confirmed. Living costs are the University of Sarajevo’s typical student budget.

The full Bosnia and Herzegovina guide, with every source →

Leaves out flights, deposits and insurance unless the guide includes them. Currency: Rates by Exchange Rate API, 8 November 2026.

Questions

How much does it cost to study in Bosnia and Herzegovina for a year?

a first year in Bosnia and Herzegovina costs about GHS 70,800 to 140,400: tuition, twelve months of living costs and the visa fee. The visa also asks you to show GHS 32,100 before it is decided.

How much money do I need to show for a student visa in Bosnia and Herzegovina?

BAM 4,800 a year (about GHS 32,100), from the official source in the Bosnia and Herzegovina guide.