PhD Stipend Comparison: What “Fully Funded” Really Means by Country

What each national research funder actually pays a PhD student, and whether it is a salary with a pension or a tax-free grant with neither. Verified from DFG, SNSF, FWF, UKRI, FWO, MUR, NIH, NSF, NSERC and JSPS on 28 July 2026.